Are You Under 25 in Canada? Here’s How to Claim Up to $301 Every Month in 2025

In Canada, the government provides special financial help for children and young adults under the age of 25 through the Canada Pension Plan (CPP) Children’s Benefit. This benefit is given to children whose parent or guardian is either disabled or has passed away and had paid into the CPP. In 2025, this benefit continues to support families and students so they can cover their basic needs and education costs.

Let’s break down everything you need to know about this program — who can get it, how much money is given, when it’s paid, and how to apply.

Who Can Get the CPP Children’s Benefit in 2025?

To receive this benefit in 2025, the child must meet certain rules. Here are the main eligibility requirements:

Age Requirements

• Children under 18 automatically qualify if other conditions are met.
• Children aged 18 to 25 can qualify only if they are attending school or university, either full-time or part-time.

Relationship to the Parent (Contributor)

The child must be one of the following:

• The biological child of the person who paid into CPP.
• A legally adopted child (adopted before the age of 21).
• A child who was under the care or custody of the CPP contributor before they turned 21.

Status of the Parent or Guardian

At least one of the following must be true:

• The parent or guardian is receiving CPP disability payments.
• The parent or guardian has died and had paid into the Canada Pension Plan.

For Ages 18 to 25

If you’re between 18 and 25 years old, you must show proof that you’re still in school to keep receiving the payments.

How Much Money Do You Get in 2025?

The CPP Children’s Benefit gives a fixed monthly amount. The payment is reviewed and adjusted every year. In 2025, the amounts are:

Type of Child	Monthly Amount (2025)
Under 18 years old	$301.77
18–25 (Full-Time Students)	$301.77
18–25 (Part-Time Students)	$150.89

This money is meant to help with school costs, food, clothes, and other daily needs.

When Are the Payments Made?

Payments are made once a month and are usually deposited directly into the child’s or parent’s bank account. Here are the 2025 payment dates:

Month	Payment Date
January	29th
February	26th
March	27th
April	28th
May	28th
June	26th
July	29th
August	27th
September	25th
October	29th
November	26th
December	22nd

Make sure your bank account is linked to your Service Canada account to avoid delays.

How to Apply for CPP Children’s Benefit

If the Child is Under 18

• A parent or guardian must apply.
• You can apply online through your My Service Canada Account (MSCA) or fill out the paper form ISP1152 and mail it.

If the Child is 18 to 25

• The young adult must apply by themselves.
• They must fill out form ISP1402 and provide a school attendance letter or proof.

Important Tip

Don’t delay! You can only get up to 12 months of retroactive payments, so apply as soon as you’re eligible.

Where Can I Learn More or Apply?

You can find more information or begin your application by visiting the official Government of Canada website:

👉 www.canada.ca

Here, you’ll find:

• Forms to download
• Help articles
• Access to your My Service Canada Account

Conclusion

The CPP Children’s Benefit in 2025 helps thousands of Canadian families manage the cost of raising children and supporting young adults in school. Whether you’re a parent caring for a young child or a student working hard toward a degree, this benefit can ease some of your financial stress. With over $300 per month available, it’s a simple but powerful way to support your future.

If you or someone you know may be eligible, don’t wait — apply today and take advantage of this important support from the Canadian government.

CPP

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