The UK government is helping some young people by giving them their Universal Credit payment earlier than usual. If you’re under 25 and expected to get your payment on Monday, May 26, you’ll now receive it on Friday, May 23. This early payment of £317 is meant to make sure you don’t face delays because of the Bank Holiday.
Let’s break down what this change means and what else is new with Universal Credit in 2025.
Why Is the Government Paying Early?
The reason for the early payment is the May Bank Holiday. Since the holiday falls on a Monday, many banks and government offices will be closed. That could delay payments. So, the Department for Work and Pensions (DWP) is sending the money earlier to help people avoid any problems.
If you were supposed to be paid on May 26, you’ll now see the money in your account on May 23. The payment amount is expected to be £317 for most under-25 single claimants.
Updated Universal Credit Rates for 2025
Universal Credit payments have increased since April 7, 2025, by 1.7% to help people keep up with the cost of living. But because payments are made in arrears (you get paid for the past month), you might not see the full increase right away.
Here are the new monthly rates:
| Claimant Type | Old Rate | New Rate (After April 7) |
|---|---|---|
| Under-25 single | £311.68 | £316.98 |
| Under-25 couple | £489.23 | £497.55 |
| Over-25 single | £393.45 | £400.14 |
| Over-25 couple | £617.60 | £628.09 |
These changes help support low-income households, especially as prices for food, transport, and rent continue to rise.
How to Apply for Universal Credit
You can apply for Universal Credit online. First, create an account and complete your claim within 28 days. If you miss this deadline, you’ll have to start the process again.
- If you live with a partner, both of you need separate accounts, and you must link them together during your application.
- If you can’t use the internet, you can call the Universal Credit helpline and apply by phone.
Important Advice Before You Apply
If you’re already getting other benefits like Tax Credits, Housing Benefit, or Income Support, be careful before applying for Universal Credit. Once you apply, your current benefits will stop. Even if your Universal Credit claim is denied, you may not be able to get the old benefits back.
It’s smart to check your situation or ask for advice to make sure this change is the right one for you.
New Rule: Fair Repayment Rate for Debts
The UK government is also helping people who have to pay back money. If you’re repaying debts from your Universal Credit, there’s now a new limit of 15% of your payment that can be used for debt. This is lower than before and will help about 1.2 million households keep more of their money for daily needs.
Conclusion
The early £317 Universal Credit payment before the May Bank Holiday shows the government’s effort to support young people and avoid delays. With new payment rates, online application help, and a fairer repayment system, the changes in 2025 are designed to make life a bit easier for low-income families.
Before applying, make sure you check your current benefits and get advice if needed. Understanding how Universal Credit works and staying updated will help you make the best choices for your future.
FAQ’s
1. Who will get the £317 early payment?
People under 25 who were expecting their Universal Credit on May 26 will now get £317 on May 23 due to the Bank Holiday.
2. How can I apply for Universal Credit?
You can apply online by creating an account. If you live with a partner, both must apply and link your accounts. Phone applications are also possible.
3. What is the new debt repayment rule?
The new rule limits repayments to 15% of the standard allowance, helping over 1.2 million households keep more of their benefits.